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What is Your Legal Risk

If you don’t think you will ever need a lawyer, think again.

In many instances legal issues are precipitated by other personal and professional challenges in one’s life. Mounting debt, tax season, substance abuse, stress on the job or a personal crisis may be the catalyst for legal assistance. To help address these multiple needs, the PBN Legal Plan provides members with access to a network of pre-qualified professionals in each of these major areas.

Take our Legal Risk Assessment to determine how you can benefit from having an attorney “on retainer” to offer professional legal advice.

  1. Would you like to be able to pick up the phone and ask an attorney questions related to various legal matters without having to worry about the cost?
  2. Do you foresee the need for any of the following documents: General Power of Attorney, promissory notes, or simple deed?
  3. Would you like to be able to have an attorney review documents without having to worry about the cost?
  4. Do you need to create or update your will? (Remember, marriage, divorce, children and a move can mean it’s time to update your will.)
  5. Would you like to have access to a financial education program for various subject matters?
  6. Would you like to have access to legal forms to help communicate with other parties?
  7. Would you like to have access to a network of attorneys who have agreed to cap their hourly rate.
  8. Do you have any children under the age of 18 living in your household?
  9. Do you foresee naming a guardian or conservator to your estate?
  10. Are you at risk for losing your driver’s license due to excessive violations?
  11. Will you do any of the following in the next year?
    • Hire a contractor
    • Use an auto mechanic
    • Purchase a large appliance
    • Purchase a home
    • Use a moving company
    • Purchase a car
    • Execute a will
    • Sign a lien
  12. Would you like to have someone to talk to about Federal tax advice and audit assistance?

If you answered, “Yes” to one or more of these questions, you can now have “piece of mind” throuh your PBN Legal Plan to protect your rights and assets.

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